Credit Risk Management

As a fully integrated risk practice, we have the size and capability to address all risk issues and deliver end-to-end solutions

Credit Risk is generally defined as the risk of default of an obligor to fully meet their commitments in a timely manner. The management of this risk covers:

  • Origination
  • Loan or debt management
  • Collection and recovery.

Credit Risk Management: Value

  • Effective and efficient structures to govern and oversee the organisation and achieve the strategy creating synergies between different risk management activities.
  • Increased risk awareness which facilitates better operational and strategic decision-making.
  • Ensuring that risk-taking decisions across the organisation are within and aligned to the nature and level of risk that stakeholders in the organisation are willing to take.


Credit Risk Management: Core Services

Enhanced Risk Strategies – Frameworks

Create the right risk strategies to achieve the enterprises strategic aims and implements the optimum frameworks to ensure risk is appropriately managed.

Work Undertaken

  • Assessment, design and implementation of credit risk strategies
  • Assessment, design and implementation of credit risk frameworks
  • Assessment, design and implementation of credit risk frameworks for the purpose of regulatory capital management; e.g. Basel 3
  • Assessment, design and implementation of Credit Risk Appetite Statements
  • Basel II and III Credit Risk: Model Development
  • Economic capital modelling in relation to credit risk
  • Assessment, design and implementation of monitoring and reporting processes.

Our Centres of Excellence

Our Core Services

Risk Framework

Contact us

Kuy Lim

Kuy Lim

Partner, PwC Cambodia

Tel: +855 (0) 23/69 860 606 Ext. 1014, +855 (0) 12 510 111

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