BankOS

Time is money.

Building or transforming a digital bank is not an easy task. It takes a lot of time, effort, and specific expertise to beat the clock in a highly competitive market.

But if you’re looking to reduce your time to market by half, all you need is a partner you can bank on.

BankOS.

It’s not a bank. It’s an accelerator.

BankOS is a modular banking solution powered by PwC.

This is an accelerator that hands you the ultimate control in building your customers their soon-to-be favourite banking solution.

BankOS allows you to build your own fully customisable banking solution from the ground up with speed, agility, and a core banking platform. You can plug in or remove features based on your operating needs, even deciding on the look and feel – the power is in your hands.

Whether you are a traditional challenger bank or a non-bank, you will have all the essential tools to change your customers’ lives and continuously gain their lifelong loyalty, and love, by engaging with them in the most enriched way.

 

Client is king.

We’ve constructed a system that works less like a bank, and more like social media. With hyper- personalised profile and specific suggestions and services catered to the individuals, the customers will not only find banking a pleasure but also something that fits them like a glove.

Banking is feeling.

Banks are institutions. Banking, on the other hand, is an experience that’s a crucial part of life. The customers need to know that their lives are not defined by the balance they have in the bank but more about the goals they want to achieve with that balance.

Being fast to be first.

In the highly competitive digital banking race, everyone is rapidly trying to make their way into the customers’ hearts and integrate themselves into the lives of those they want. With our expertise and readiness, it’s not all about being fast but being fast enough to be the first.

Our experience to yours. 

Banking, being one of our main expertise, means PwC has the skills, tools and the right experience to build a highly customisable banking solution that’s unique and groundbreaking in an exploding, competitive market.

World class partners.

We’ve connected with partners and vendors like Mambu and Microsoft to collectively build our own digital banking platform. On top of it, we’ve created the front end of what the experience could be like for our banking customers.

Tailored for you and your customers.

Based on our research, customers today navigate the world through the lens of personalised experiences – in the lifestyle they live, technology they use and the brands that they choose.

As a result, an interaction that feels like a one-on-one experience can get you further than an experience that feels like a watered down, generalised seminar.

The bottom line: if every piece of tech they love must know exactly who they are and what they want, so should their services.

This is an example we built based on what we think is hard to ignore and incredibly easy to love for the customers. We’ve added qualities such as social media-like functionality and an overview of what the users can do with the money and not how much they have – those are just a few examples to start.

More importantly, It’s easy to navigate, intuitive to interact with and most of all, personalised to understand and satisfy the user’s specific needs, wants, habits, requirements…and did we mention, style?

Contact us

Andrew Chan

Andrew Chan

Partner, Asia Pacific Strategy & Transformation Leader, Sustainability & Climate Change, PwC Malaysia

Tel: +60 (3) 2173 0348

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